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insurance

Last post 09-22-2009 12:32 AM by Offadog. 2 replies.
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  • 08-26-2009 12:40 AM

    insurance

    I am looking into insurance for my 9 year old toy poodle.  Does anyone know  what insurance might accept her?  She is healthy, preexisting condition - seizures but controlled with meds, I want an insurance that pays for teeth cleaning.

     

    Thanks

     

    Patti Schildgen

    Patti Schildgen
  • 09-20-2009 9:07 AM In reply to

    • samrhett2
    • Top 500 Contributor
    • Joined on 09-20-2009
    • Pawleys Island, SC
    • Posts 1

    Re: insurance

     This is not the answer that you want to hear and it may not be popular, but I have never found pet insurance that was a good deal for any routine type treatment.  It seems to me that it is really only beneficial in case of an accident or sudden illness.  When you add up the premiums and compare that to the limit that they will pay out in a year and the deductibles, exclusions, etc. it seems break even at best.  With three dogs, I have looked at insurance several time, compared quotes, coverage, etc.

     

    I think you would be better off to put money aside each month to pay for routine care and in the meantime call around for quotes on teeth cleaning.  Let the vets know you are comparing prices.  

     

    Maybe someone else has had a better experience. That is just my opinion.

    Feed Your Cash Cow with Other People's Money
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  • 09-22-2009 12:32 AM In reply to

    • Offadog
    • Top 75 Contributor
    • Joined on 09-22-2009
    • Greece
    • Posts 3

    Re: insurance

     You could have a look at Pet Assure which is slightly different but claims to have no exclusions or age limits. 

    They say: "Pet Assure is the preferred alternative to insurance coverage for your family pet. Unlike pet insurance, all pets are covered; regardless of age, medical condition or any pre-existing condition. There are no exclusions, no deductibles and no waiting for reimbursement.
    No need for a quote, as Pet Assure’s minimal cost remains consistent for our members and so do the savings. We are the alternative coverage to pet insurance for every pet. Search for a participating veterinarian today!"

    I am not US based so cannot try it. Feedback would be welcome if you go ahead.

    Offadog
    www.offadog.com
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